Royalty Business Lending provides solutions for working capital in San Francisco, CA. For local business owners, having a reliable source of working capital is necessary to not only cover the cost of day-to-day operations, but to also act on growth opportunities. Our programs for working capital in San Francisco provide local business owners a number of advantages over traditional debt financing, such as:

  • No loss of equity
  • No debt on the balance sheets
  • No closing costs
  • Easy and flexible repayment
  • No negative impact on credit ratings

Merchant Cash Advances For San Francisco, CA Businesses

For many local businesses, traditional loans are not always the right fit. Getting access to working capital in San Francisco, CA without taking on debt or getting locked into cost prohibitive payment schedules can be a challenge. As a response, Royalty Business Lenders offers merchant cash advances to local businesses. Merchant cash advances are perhaps the most versatile and flexible solutions for working capital in San Francisco, CA. Our merchant cash advances feature a number of benefits to San Francisco area businesses, such as:

  • No application fees
  • No collateral required
  • Minimal paperwork
  • Fast funding
  • Flexible payback terms

Merchant cash advances have two major advantages over traditional loans. First, merchant cash advances provide a source of working capital in San Francisco, CA without placing any debt on the books. Local business owners do not have to put up any collateral or have their credit ratings negatively impacted to access funds. Second, merchant cash advances do not have any fixed payment schedules. Unlike traditional loans from banks and similar institutions, merchant cash advances are repaid through a percentage of customer purchases. In essence, merchant cash advances provide the working capital that San Francisco businesses need, while also giving local entrepreneurs the freedom and flexibility they need without placing a strain on cash flow, or requiring businesses to budget every month for payments regardless of revenue. Merchant cash advances allow San Francisco entrepreneurs to:

  • Purchase inventory and supplies
  • Hire additional staff
  • Run advertising campaigns
  • Acquire new equipment
  • Pay down existing financial obligations
  • Anything else the business needs

Unsecured Lines Of Credit For Working Capital In San Francisco, CA

Royalty Business Lending provides unsecured lines of credit to both new and existing businesses in San Francisco, CA. For established businesses, we offer unsecured lines of credit with a number of benefits, including:

  • Lines of credit up to $500,000 for qualifying applicants
  • Great rates including zero percent introductory offers on business credit cards
  • No collateral required
  • Larger credit lines available with only one to five percent over prime

For startup businesses in San Francisco, we offer unsecured lines of credit up to $50,000. Entrepreneurs do not have to provide proof of established revenue to qualify for this working capital program.

Whether you are just starting out or need extra funding to promote growth, contact the experts at Royalty Business Lenders. We are committed to providing the most comprehensive and flexible programs for working capital in San Francisco, CA. Call our office at 707-430-7832 to learn more.